Terms of Service

1. Acceptance of Terms

By accessing or using Nikova.org, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

2. Service Description

Nikova.org provides educational resources, community support, and advocacy information related to senior care. Our services are intended to:

• Provide general information about senior care and wellness
• Connect users with community resources and support programs
• Facilitate educational workshops and community events
• Share advocacy initiatives and policy information

3. Medical and Healthcare Disclaimer

You acknowledge and agree that:

• Nikova.org is not a healthcare provider or medical organization
• We do not provide medical advice, diagnosis, or treatment recommendations
• No content on this site should be interpreted as medical guidance
• All health-related decisions should be made in consultation with qualified healthcare professionals

Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay seeking it because of something you have read on this site.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Maintain the security of your account
• Not misuse or abuse our services
• Not rely on our content for medical decisions
• Respect the privacy and rights of others

5. Limitation of Liability

To the fullest extent permitted by law:

• Nikova.org and its affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of our services or any content provided
• We make no warranties regarding the accuracy, completeness, or reliability of any content or information provided
• Your use of our services and any decisions made based on our content are solely at your own risk

6. Indemnification

You agree to indemnify and hold harmless Nikova.org, its employees, officers, directors, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

7. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services following any changes indicates your acceptance of the modified terms.